Shareholder Protection & Key Person Cover

Shareholder & Debt Protection provides cover if a business owner becomes permanentlydisabled or dies.

In combination with a Buy sell agreement in place, each shareholder is insured for the value of their shares and or share of the debt on the business.

If they are forced to exit the company due to death or disability, there is money available for the other shareholders to 'buy out' the shares and clear their debt. This way the surviving shareholders are not forced into business with the their husband/wife or family members which may not be ideal.


Key Person Cover
makes sure the 'key person/s' running your business are protected. You then will have funds to hire a replacement or cover lost revenue.

If you would like to know more about Shareholder, Debt or Key person Protection, please contact me direct on:

Annette@abinsuranceadvice.co.nz


 

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