Protect your family with a Personal Risk Plan

A personal Insurance Plan provides peace of mind in case of an unforeseen event. 
It provides a financial benefit in the event of serious injury, illness or death.

Disability cover

Total & Permanent Disability covers sickness or injury if a person is unable to work in their own or any occupation for which they are suited by training, education, or experience.

Health Insurance

Health Insurance covers the costs for specialists, tests and surgical cover in a private hospital.

Trauma cover

Trauma Insurance provides a lump sum benefit in the event you are diagnosed with a serious medical condition such as cancer, heart attack or stroke.

Mortgage Protection

Mortgage Protection Insurance is an Insurance policy designed to pay off your mortgage on a monthly basis in the event you are unable to work due to illness or injury. We can calculate enough funds to repay the loan repayments, rates and insurances monthly.

Life Insurance

Life Insurance is a lump sum benefit that pays out to the surviving family, funds to cover such things as remaining mortgage and funeral costs.

This provides your family or spouse peace of mind knowing they can move on financially after loosing a loved one.

The Process of Personal Cover

We have had Annette as our Insurance Advisor for over five years now. When we met, my husband and I were just married, working hard, flatting with no children. Since then our circumstances have continued to evolve and change as we purchased our first home, have had three children, and started our own business. Annette has helped to guide us in the appropriate Life, Family Medical, Income Protection, and House Insurances, as our family life has grown and changed.

We have felt secure in knowing that if something were to happen, we would be looked after in all aspects. Annette started as a business acquaintance and is now a trusted friend, checking in to keep us up to date, support us, and make sure we have the right cover all the way along. And best of all, she has met with us wherever we have been living to make it easy amongst the 'busyness' of a growing family and business.

Astra & Adam

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